Nevada City, Lake Wildwood and Grass Valley real estate and homes for sale in California - Rick Dejesus and the Grass Roots Realty Team, REALTORS® Rick Dejesus and the Grass Roots Realty Team REALTORS(r) for Nevada City, Lake Wildwood and Grass Valley, California real estate - NUMBER1EXPERTS™ Rick Dejesus and the Grass Roots Realty Team NUMBER1EXPERTS(tm) for Nevada City, Lake Wildwood and Grass Valley, California real estate
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Rick Dejesus and the Grass Roots Realty Team, REALTOR®, real estate agents and broker for Nevada City, Lake Wildwood and Grass Valley California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 530-273-7293.


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Mortgage Prequalification: Nevada City, Lake Wildwood and Grass Valley California home buying, real estate listings, and homes for sale in Nevada County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Nevada City, Lake Wildwood and Grass Valley real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Bargain Properties >Less Than Market Value

Real estate ads are sprinkled with terminology that often puzzles consumers who don't have applied knowledge of housing industry lingo. Internet homebuyers find that information about properties is often presented in abbreviated form or unfamiliar language. Shedding a little light on some basic real estate terms may help you locate a home that is available at a very affordable price.

'MLS' refers to the Multiple Listing Service, which is the national database of listed homes for sale. Some real estate web sites allow homebuyers to preview local listings that appear on the MLS. If you see a real estate ad for a "FSBO", it means that the property is for sale by the owner, who is declining the services of a Realtor. A home listed "As-is" is being sold in its existing condition. A "bargain sale" home is priced at less than its market value, and a "fixer-upper" is priced low because it needs refurbishing.

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Real Estate Trivia
Q 
Which famous home designed by Thomas Jefferson showed forms of Greek and Roman architecture?

A 
Monticello, begun in 1769, was later enlarged in keeping with its classical forms.
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Rick Dejesus and the Grass Roots Realty Team, REALTOR®, real estate agents and broker for Nevada City, Lake Wildwood and Grass Valley California home listings, property and land for sale - NUMBER1EXPERT(tm)

Rick Dejesus and the Grass Roots Realty Team
Coldwell Banker Grass Roots Realty

855 Sutton Way
Grass Valley, CA. 95945
Phone: 530 273-7293
Fax: 530 477-9330
Email: rick@nevadacityhomes.com

Rick Dejesus is part of the Grass Roots Realty Team that has been doing business in Nevada County for 26 years. The team's state-of-the-art real estate oriented computer system is the best in Nevada County. Rick assures you that from them, you will receive high quality, enthusiastic, and personalized service. Just call or email them!

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