Nevada City, Lake Wildwood and Grass Valley real estate and homes for sale in California - Rick Dejesus and the Grass Roots Realty Team, REALTORS® Rick Dejesus and the Grass Roots Realty Team REALTORS(r) for Nevada City, Lake Wildwood and Grass Valley, California real estate - NUMBER1EXPERTS™ Rick Dejesus and the Grass Roots Realty Team NUMBER1EXPERTS(tm) for Nevada City, Lake Wildwood and Grass Valley, California real estate
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Rick Dejesus and the Grass Roots Realty Team, REALTOR®, real estate agents and broker for Nevada City, Lake Wildwood and Grass Valley California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 530-273-7293.


Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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“When I first landed in Grass Valley, I needed to secure housing and do it fast.”
Robert Kraut
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Rick Dejesus and the Grass Roots Realty Team are some of The Top Selling Real Estate Experts™
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Mortgage Prequalification: Nevada City, Lake Wildwood and Grass Valley California home buying, real estate listings, and homes for sale in Nevada County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Nevada City, Lake Wildwood and Grass Valley real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Buyers Remorse >The Blues of Buyers

Here is an illustration of what you might go through as a homebuyer when the real estate agent calls to say that your offer has just been accepted.

Although you are ecstatic when your agent congratulates you, your initial euphoria may be short-lived if you begin to have second thoughts about the purchase. You may look at the amount of cash required for the down payment and closing costs, and feel that you won't be able to enjoy a restaurant meal or a shopping spree for months! The mortgage added to the interest payments over thirty years seems like an outrageously high sum. Finally, you stare at the inspector's report and convince yourself that the roof will blow off and every major system will fail the day after you move in. You're in a frenzy. You ask yourself, "What am I doing?"

If you begin having doubts about your home purchase, the wisest approach is simply to relax! These feelings are so common that they have been given a name--"Buyer's Remorse." "Buyer's Remorse" is almost always a temporary malady, so please call your real estate agent if you are having an extreme attack. Your agent has experience in helping clients through the home-buying jitters.

See All Tips In The "Buyers Remorse" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What architectural detail made its way into the design of many suburban homes built in the 1950s, 60s and 70s?

A 
The picture window was a signature of the suburban American neighborhood.
See More Real Estate Trivia >

School Reports
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Rick Dejesus and the Grass Roots Realty Team, REALTOR®, real estate agents and broker for Nevada City, Lake Wildwood and Grass Valley California home listings, property and land for sale - NUMBER1EXPERT(tm)

Rick Dejesus and the Grass Roots Realty Team
Coldwell Banker Grass Roots Realty

1012 Sutton Way
Grass Valley, CA. 95945
Phone: 530 273-7293
Fax: 530 477-9330
Email: rick@nevadacityhomes.com

Rick Dejesus is part of the Grass Roots Realty Team that has been doing business in Nevada County for 26 years. The team's state-of-the-art real estate oriented computer system is the best in Nevada County. Rick assures you that from them, you will receive high quality, enthusiastic, and personalized service. Just call or email them!

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