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Rick Dejesus and the Grass Roots Realty Team, REALTOR®, real estate agents and broker for Nevada City, Lake Wildwood and Grass Valley California home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome to Coldwell Banker Grass Roots Realty! Here You Can Find Great Information on Homes For Sale in Nevada City, Lake Wildwood and Grass Valley, California Real Estate

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To view all homes and land for sale in Nevada County, CA, including ALL listings from all other real estate companies, visit our company website www.nevadacounty4sale.com.

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Need local real estate information? We've summarized much of what is important about the Nevada City, Lake Wildwood and Grass Valley real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Nevada City, Lake Wildwood and Grass Valley real estate agents, we have the experience and track record you are looking for. Please let us help.

- Rick Dejesus and the Grass Roots Realty Team

First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Q	Where is the world's oldest castle located?
A	The castle at Gomdan, Yemon, dating from before A.D. 100, is considered the oldest castle; it originally had 20 stories.
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Rick Dejesus and the Grass Roots Realty Team
Coldwell Banker Grass Roots Realty
855 Sutton Way
Grass Valley, CA. 95945
Phone: 530 273-7293
Fax: 530 477-9330
Email: rick@nevadacityhomes.com

Rick Dejesus is part of the Grass Roots Realty Team that has been doing business in Nevada County for 26 years. The team's state-of-the-art real estate oriented computer system is the best in Nevada County. Rick assures you that from them, you will receive high quality, enthusiastic, and personalized service. Just call or email them!

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Welcome to Coldwell Banker Grass Roots Realty! Here You Can Find Great Information on Homes For Sale in Nevada City, Lake Wildwood and Grass Valley, California Real Estate

Search Foreclosed Homes!Don't Wait! Opportunities will not last to buyForeclosed Homes For Sale in Nevada County!> Search All Current Nevada County Foreclosed Homes.

Search Foreclosed Homes!
Don't Wait! Opportunities will not last to buy
Foreclosed Homes For Sale in Nevada County!
> Search All Current Nevada County Foreclosed Homes.